In 2 Corinthians 5:10 it says we must all appear in front of the judgement seat, and that everyone may receive the things done in his body. In this verse the word “appear” comes from the Greek word phaneē, which means to be revealed openly or publicly.
When the Lord comes back, there will be a judgement of believers. It doesn’t matter if we are ready or not. It doesn’t matter who we are. Many times in the Bible it states that God is a respecter of no persons when talking about judgement.